Term Life Insurance

What Is Term Life Insurance?

Term life insurance simply covers you for a specified amount of time (10-, 20- and 30-year policies being the most common). With term life insurance, you’re only paying for the years where the need is greatest (when your kids are younger or in college), and it is usually the most affordable type of insurance.

Who Needs Term Life Insurance

Generally speaking, if you have dependents or are married, your family can benefit from you having a life insurance policy. Life insurance offers peace of mind by ensuring that your loved ones will be taken care of in the event of your untimely death. Plus, payouts are tax-free.

What Does Term Life Insurance Cost?

The monthly cost for term life insurance will vary based on your specific situation. For example, the younger you are, typically the lower your premium will be as you are less likely to pass away before your term ends. Women also tend to pay less because on average they live longer than men. How healthy you are is also a factor in your cost.

The Insurance Company Standard

We look for only the top-rated and financially stable Life Insurance Companies in our portfolio of carriers offering different types of Insurance.

The Brokerage Service Standard

Our business model allows us to shop multiple insurance providers without any additional costs to you. Review all comprehensive options.

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