Whole Life Insurance

What Is Whole Life Insurance?

Unlike term life insurance that protects you for only a specific duration, whole life insurance offers protection throughout your lifetime.

It’s the most basic type of permanent life insurance that offers consistency along with some predetermined, guaranteed cash value growth.

How Does Whole Life Insurance Work?

Your premium payments remain the same over the life of the policy, and a portion of it goes toward the insurance, which includes any fees and death benefit coverage. A small amount from each payment is also set aside to build up your predetermined, guaranteed cash value.

What Does Whole Life Insurance Include?

Whole life insurance is typically more expensive than term life policies, but the premium amount is fixed for the life of the policy. Your whole life insurance policy receives guaranteed cash value growth. The payout your beneficiary receives if you die is typically tax-free and has a steady value throughout the life of the policy. You can customize a whole life insurance policy with a variety of optional features for an additional charge.

The Insurance Company Standard

We look for only the top-rated and financially stable Life Insurance Companies in our portfolio of carriers offering different types of Insurance.

The Brokerage Service Standard

Our business model allows us to shop multiple insurance providers without any additional costs to you. Review all comprehensive options.

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